Fraud Prevention

Fraud is happening each and every day and can happen to anyone. Even right here in North Dakota and Minnesota, our members are getting scammed out of thousands of dollars. Here at FCCU, we want to help educate our members and make sure you are protected. 

January Scam of the Month

Romance Scams:

Scammers use fake online dating profiles and/or social media and pretend to be someone else to start a fake romance and eventually scam their “Sweetheart”. These scammers typically profess their love very quickly and use different tactics to tug at the heart strings of their victim to lay the premise for why they need money.

Some of the top reasons for requested funds:

  1. Travel to visit their sweetheart
  2. Customs fees
  3. Their money is tied up and they cannot access it
  4. Waiting on an inheritance

The victims usually wire their romantic partner funds to help them and can often get entangled into money laundering schemes and will be used as money mules. The fraudster will also coach their sweetheart on what to say at the branch and convince them not to trust FCCU. The branch will attempt to ask questions, but they are typically evaded. It is very important to trust your local branch as they are ready and able to help you to avoid personal and financial losses.

FCCU Resources

Other Important Fraud Resources

FCCU Cards App

The FCCU Cards App puts card management at your finger tips, helping you prevent fraud and keeping your credit and debit card in your control. Below is a series of videos explaining how to use the FCCU Cards App and how it can help prevent fraud. Click here for more information or to download the app.

*Note, this app doesn't replace our existing FCCU app, but is another option to give you greater control over your convenience cards. 

FCCU Cards App Overview

Alert Preferences

Notification Settings

Lock & Unlock Your Card

Report a Lost or Stolen Card

Set Control Preferences

Setting Spend Limits

Join Our Community